All Entries in the "Personal Finance" Category
Why have roommates?
Today, I am going to address a question that has been asked to us a million times.
Why do we have roommates?
Why share your home? Why would you want to do that? Why would you want to have to clean up after someone else or their pets? Why?
It really may not make any sense [...]
She Thinks My Tractor’s Sexy
We recently went through the process of buying a small tractor to make our lives more simple. We have about six acres to mow and a ton of landscaping to do so we thought it would make sense to buy a tractor to make things easier.
The most important things, I’ve learned when buying a tractor is:
1. [...]
PMI- Private Mortgage Insurance
When applying for a loan and considering “buying” points, you must consider all of the costs associated with your loan, PMI may be one of them.
PMI stands for Private Mortgage Insurance. It is mortgage insurance usually paid by the borrower to protect the lender.
PMI is required by lenders when you mortgage loan-to-value (LTV) is higher [...]
iGoogle – Great Tool!
Last March, Ashley and I discovered a great tool for organization.
We were looking for a way to organize a remodeling project we were doing. We wanted something we could both see and edit. She mentioned igoogle, so of course we used igoogle. It was a great find. I’m sure most of you have used [...]
Mortgage Loan Discount Points
Last week I had a close friend ask to for me to explain whether or not it would be worth it to them to pay points on his new mortgage loan. I thought that I would relay the message, that I prepared for him, to you.
A mortgage discount point is simply prepaid interest. A point is 1% of [...]
